Clarity and confidence for what’s ahead

As your collaborative, advice-only partners, we offer proactive, personalized financial guidance for every phase of your life.

When managing wealth feels overwhelming

Managing your wealth can feel like a constant race to keep up with the complexities of your financial affairs. Missed opportunities, conflicting advice from advisors, or overlooked details can lead to unnecessary stress that leaves you feeling unsure about the future.

We’re here to help you take back control.

Finding peace of mind is
easier than you think

Comprehensive Advice

We cover every aspect of your financial planning, at every stage of life.

Compassion and Respect

Our expert team of professionals always places your well-being first.

Value and Results-Focused

Our implementation management ensures you achieve your desired results.

Cynthia Kett

CPA, CFP – FP CanadaTM Fellow, TEP, MFA-PTM
Principal

James MacBride

CFP, TEP
Principal

Peter Kim

CPA, CMA, BSE, MBA
Senior Associate

Merrill D’Souza

BCom (Honours)
Junior Associate

You don’t have to navigate your wealth planning alone

The financial choices you make today shape opportunities ahead. When you’re making decisions that affect your future, your family, and your peace of mind, you deserve guidance from an independent professional fiduciary who genuinely cares. At Stewart & Kett, we understand that it’s not just about money. We’re here to listen, to understand what matters most to you, and to offer thoughtful, expert advice every step of the way.

With over 80 years of combined experience and a deeply collaborative, advice-only approach, we act as your trusted partners—proactive, highly informed, and invested in your success.

Whether you’re facing a complex financial transition, planning for the future, or navigating conflicting advice, we provide clarity for your decision-making.

“They help navigate today’s complicated financial world.”

For over 15 years, Stewart & Kett has provided my family and business with a unique level of service that is hard to find in today’s financial services landscape. My thanks to Cynthia and her team for always being there when important decisions are to be made and adding so much value in navigating today’s complicated and always changing financial world.

– SF, business owner and private investor

From discovery to ongoing financial success

Discovery & Assessment

We analyze your information to highlight key issues and refine your goals. The Assessment defines the focus and priorities as a basis for the next step in realizing your vision.

Our minimum fee for this initial step is $3,000.

Comprehensive Financial Plan

The Plan details strategies to help you achieve your goals. We coordinate implementation with your advisory team while you remain fully informed and in control.

Our minimum annual retainer for the first year is $10,000.

Oversight & Management

We monitor and manage the progress on your Plan while ensuring your Plan adapts to your evolving needs and circumstances.

After the first year, our minimum annual retainer is $6,000.

We would love to talk with you about planning for your financial future.

“Cynthia’s expertise and genuine care give us peace of mind…”

Stewart & Kett truly prioritizes its clients’ best interests. After more than 27 years as clients, we have experienced firsthand how Cynthia and her team delve into financial, tax, investment, and estate planning. Cynthia’s expertise and genuine care give us peace of mind, knowing our financial goals are in great hands. Our trust in her is so strong that we’ve even named her as the Executrix of our Estates.

– BBC, private investors and retired business owners

Personalized, advice-only support for
every aspect of your financial planning

Comprehensive Wealth Planning

Detailed analysis, projections and advice to align your wealth plan with your goals, values and evolving priorities.

Tax Planning

Integrated personal, corporate and trust strategies to minimize and simplify your taxes.

Investment Portfolio Oversight

Independent oversight with tailored advice to help you confidently grow, protect, and manage your investments.

Insurance & Risk Assessment

Thorough assessment of your risks and needs to develop effective, personalized insurance coverage strategies.

Estate Planning & Administration

Expert guidance for estate planning, with seamless coordination across your estate administration team.

Charitable Giving

Customized giving plans designed to maximize financial efficiency and create lasting personal and philanthropic impact.

“Thanks to their advice, my finances are in excellent shape.”

What I value most is their advice-only approach; they do not sell products, and their services are transparently billed by retainer. This independence, combined with their expertise, has made me confident in recommending Stewart & Kett to friends and family on numerous occasions.

– DN, retired sports enthusiast and philanthropist