Independent oversight with tailored advice to help you confidently grow, protect, and manage your investments.
Your Investment Policy Statement
We work with you to create or update your Investment Policy Statement (IPS)—a written document that serves as the foundation for your portfolio. An IPS outlines key elements such as your cash flow needs, investment time horizons, risk tolerance, and return requirements. It also defines the asset classes within your portfolio, identifies interested parties, clarifies your desired level of involvement, and considers the costs associated with managing your investments. By capturing these details in writing, your IPS ensures your portfolio is always guided by clear, consistent principles tailored to your goals.
Portfolio Assessment
Once you approve your IPS, we evaluate your portfolio structure for consistency with your IPS criteria and expectations. We then work collaboratively with your investment managers to ensure your portfolio supports your financial planning goals and circumstances. Annual assessments are recommended to keep your strategy aligned.
Do-It-Yourself ETF Portfolio
If you’re ready to move from traditional mutual funds to low-fee, index-oriented exchange traded funds, we can help. Once you approve your IPS, we present three suitable, easy-to-manage, low-cost ETF portfolios for your consideration. We also advise you on administering and maintaining your chosen portfolio.
Portfolio Manager Searches
Selecting the right portfolio manager is a significant decision. Once you approve your IPS, we use a proven process to screen and evaluate potential managers on performance, approach, cost, service, and fit. We meet with you to present recommendations, attend interviews with shortlisted candidates, debrief after each meeting, and help you make a confident final choice. We then monitor the transition to your new manager and recommend annual portfolio assessments to ensure your needs continue to be met.